COMPARITIVE STUDY ON EFFECT CREDIT CARD USAGE ON PROFITABILITY OF SELECTED PRIVATE AND PUBLIC BANKS

Abstract

Over the last ten age, the credit card has advanced into individual of best widely unoriginal,
nearby, and favorable financial crop. Millions of clients and agent comprehensive accept it as
a usual scheme of commission for a comprehensive range of merchandise and acquired
immune deficiency syndrome. The credit card production's rapid progress shows the coating's
benefit to the monetary person, which holds shoppers, driver, and diffusing banks.
The study asks to elect the effect of credit card practice on the propriety of chosen public
banks against private cards. For the purposes having to do with this study, subordinate file
was used. The file was likely for individual Reserve Bank of India for the age 2013-14 to
2022-23. The pair t-test results show that private credit card clothing outperforms public
credit card rule. It was erect that public and private banks' use of credit cards had a main
influence their distinguishing value. Furthermore, it certain that two together public and
private credit card use will increase in the well-known future and their undertakings will have
a main positive influence their value.